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HOME UNDER CONSTRUCTION – MOVE IN OCTOBER 2026
Why keep renting when home ownership could be closer than you think?
With the Australian Government’s Help to Buy Scheme, eligible buyers may be able to purchase this brand-new home currently under construction with as little as a 2% deposit, with the Government contributing up to 40% toward an eligible new home.
4 Bedrooms | 2 Bathrooms | Living Areas | Single Garage
A fantastic opportunity for eligible home buyers looking for a brand-new, full-turnkey home without needing a large deposit.
Purchase Price: $660,000
2% Deposit: $13,200
Home Loan – 58%: $382,800
Government Contribution – 40%: $264,000
Instead of borrowing the full purchase price, you could potentially have a home loan of approximately $382,800
That means:
Lower Deposit
Lower Home Loan
Lower Monthly Repayments
Get Into Your Own Home Sooner
You make your normal home-loan repayments on your lender’s portion. The Australian Government holds an equity interest in the property for its contribution, subject to the Help to Buy Scheme rules.
Everything has been designed to make moving in simple.
Eligible Victorian first home buyers may also qualify for:
$10,000 First Home Owner Grant on an eligible new home.
First Home Buyer Stamp Duty Concession may also be available, subject to eligibility and Victorian State Revenue Office requirements.
Why wait years to build when this home is already under construction?
Act now while the property is still available.
We’ll help you:
✓ Check your Help to Buy eligibility
✓ Understand how the 2% deposit works
✓ Explore your finance options
✓ Connect with experienced finance professionals
✓ Make the buying process simple and straightforward
Contact Pat
0421 035 533
Enquire today to receive:
FREE Help to Buy Eligibility Check
Current House & Land Packages
Available Homes Under Construction
Completed Homes
First Home Buyer Information Pack
Disclaimer: Buy Your First Home with the Help to Buy Scheme
Purchase Price: $660,000
Shared Equity Contribution
Purchaser Contribution (Home Loan): 60%
Australian Government Contribution: 40%
Eligibility Requirements
To be eligible for the Help to Buy Scheme, applicants must:
Be at least 18 years of age.
Be an Australian citizen.
Have an annual taxable income of:
$103,000 or less for an individual applicant; or
$165,000 or less for single parents or joint applicants,
as shown on the ATO Notice of Assessment (NOA) for the previous financial year (FY2026).
Live in the property as their principal place of residence for as long as they participate in the scheme.
Not own, or beneficially own, any residential property in Australia or overseas at the time of purchase.
Limited exceptions apply for certain single parents who jointly own a property and intend to buy out the other owner’s share or sell their existing interest.
Important Information
Investment properties are not eligible.
Renting out the property is not permitted while participating in the scheme.
Eligibility criteria, income limits, property price caps, lender requirements, Government participation limits and scheme availability apply.
Scheme availability is subject to change.
Price does not include any stamp duty, government, legal or bank charges. The land was available at the time of advertising. If you are a First Home buyer deduct $10,000 from the advertised purchase price (where applicable and subject to eligibility).
